Stamp duty is a key additional expense when buying a home so it’s important to understand how it works and to take into account when planning your finances. Stamp duty is a tax that you pay to the government when changing documents on a property. The level of stamp duty depends primarily on the type of property you are purchasing and your status as a property buyer. So for example, different rates will apply to new and second-hand homes for first-time buyers, second or subsequent time buyers or investors.
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